/* ============================================================
   WOODLEY COLLISION — INSURANCE PAGE
   Reuses: breadcrumb, .faq-section (+ accordion), .cta-banner,
   header/footer. Adds: the centered hero with a full-width
   image, the "How the process works" numbered step-cards, and
   the insurer-logo grid.
   ============================================================ */

/* ---------- HERO (centered heading + subtitle + buttons + wide image) ---------- */
.ins-hero {
  max-width: var(--container-outer);
  margin-inline: auto;
  padding-inline: var(--gutter);
  padding-top: var(--sp-16);
  padding-bottom: 80px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-24);
}
.ins-hero__text {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-12);
  text-align: center;
  max-width: 860px;
}
.ins-hero__title {
  font-size: clamp(2.5rem, 1.6rem + 2.8vw, 3.875rem);   /* 40 -> 62px */
  font-weight: 600;
  line-height: 1.06;
  color: var(--gray-900);
  max-width: 760px;
}
.ins-hero__subtitle {
  font-size: var(--fs-body);
  font-weight: 400;
  line-height: 1.5;
  color: #555;
  max-width: 760px;
}
.ins-hero__actions { display: flex; gap: var(--sp-8); align-items: center; }
.ins-hero__media {
  width: 100%;
  height: 460px;
  border-radius: 32px;
  overflow: hidden;
  background: var(--gray-100);
}
.ins-hero__media img { width: 100%; height: 100%; object-fit: cover; display: block; }

/* ---------- PROCESS STEP-CARDS (numbered pill + title + desc) ---------- */
.ins-process {
  max-width: var(--container-outer);
  margin-inline: auto;
  padding-inline: var(--gutter);
  padding-bottom: 60px;
  display: flex;
  flex-direction: column;
  gap: var(--sp-36);
}
.ins-process__heading { display: flex; flex-direction: column; gap: var(--sp-12); max-width: 600px; }
.ins-process__title {
  font-size: clamp(1.75rem, 1.2rem + 1.6vw, 2.25rem);   /* 28 -> 36px */
  font-weight: 600;
  line-height: 1.22;
  color: var(--gray-900);
}
.ins-process__subtitle {
  font-size: var(--fs-body);
  font-weight: 400;
  line-height: 1.5;
  color: #555;
}
/* Two columns of stacked cards on desktop (1&2 | 3&4) */
.ins-process__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-24);
  align-items: start;
}
.ins-process__col { display: flex; flex-direction: column; gap: var(--sp-8); }
.step-card {
  display: flex;
  align-items: center;
  gap: var(--sp-12);
  padding: var(--sp-16) var(--sp-20);
  background: var(--white);
  border: 1px solid var(--gray-50);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 2px rgba(0, 0, 0, 0.01);
}
.step-card__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  flex-shrink: 0;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-round);
  font-size: var(--fs-body);
  font-weight: 500;
  color: #717171;
}
.step-card__text { display: flex; flex-direction: column; gap: var(--sp-4); }
.step-card__title {
  font-size: 1.25rem;          /* 20px */
  font-weight: 600;
  line-height: 1.2;
  color: var(--gray-900);
}
.step-card__desc {
  font-size: var(--fs-body-s);  /* 14px */
  font-weight: 400;
  line-height: 1.571;
  color: #555;
}

/* ---------- INSURER LOGO GRID ---------- */
.ins-logos {
  max-width: var(--container-outer);
  margin-inline: auto;
  padding-inline: var(--gutter);
  padding-block: 60px;
  display: flex;
  flex-direction: column;
  gap: var(--sp-36);
}
.ins-logos__heading { display: flex; flex-direction: column; gap: var(--sp-12); max-width: 600px; }
.ins-logos__title {
  font-size: clamp(1.75rem, 1.2rem + 1.6vw, 2.25rem);   /* 28 -> 36px */
  font-weight: 600;
  line-height: 1.22;
  color: var(--gray-900);
}
.ins-logos__subtitle {
  font-size: var(--fs-body);
  font-weight: 400;
  line-height: 1.5;
  color: #555;
}
.ins-logos__grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: var(--sp-24);
}
.ins-logos__cell {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 70px;
  padding: var(--sp-12);
  background: var(--white);
  border: 1px solid var(--gray-50);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 2px rgba(0, 0, 0, 0.01);
}
.ins-logos__cell img {
  max-width: 140px;
  max-height: 51px;
  width: auto;
  height: auto;
  object-fit: contain;
}
.ins-logos__cell .insurer-badge { min-height: 44px; }
.ins-logos__disclaimer {
  max-width: 900px;
  color: #717171;
  font-size: 0.8125rem;
  line-height: 1.5;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .ins-logos__grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 900px) {
  .ins-process__grid { grid-template-columns: 1fr; }
  .ins-logos__grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 760px) {
  .ins-hero { padding-bottom: 60px; }
  .ins-hero__title { font-size: clamp(2.125rem, 1.75rem + 1.6vw, 2.25rem); line-height: 1.1; }
  .ins-hero__actions { flex-direction: column; align-items: stretch; width: 100%; }
  .ins-hero__actions .btn { width: 100%; justify-content: space-between; }
  .ins-hero__media { height: 380px; border-radius: 24px; }

  .ins-process { padding-bottom: 60px; gap: var(--sp-32); }
  .ins-process__title { font-size: 1.75rem; }   /* 28px */
  .step-card__title { font-size: 1.125rem; }    /* 18px mobile */

  .ins-logos { padding-block: 60px; gap: var(--sp-32); }
  .ins-logos__title { font-size: 1.75rem; }     /* 28px */
  .ins-logos__grid { grid-template-columns: repeat(2, 1fr); gap: var(--sp-12); }
  .ins-logos__cell { min-height: 65px; border-radius: var(--radius-md); }
  .ins-logos__cell img { max-width: 126px; max-height: 46px; }
}